FAQ
Frequently Asked Questions
Here are answers to the most common questions we receive from buyers and sellers. If you can't find what you're looking for, don't hesitate to contact your local agent.
Buying in France
Do I need to be a French resident to buy property?
No. There are no restrictions on foreign nationals buying property in France. You don't need to be a resident, and you don't need a visa to own property. The process is the same whether you're French, British, Dutch or from any other country.
How long does the buying process take?
From signing the compromis de vente to completion, allow 3 to 4 months. This gives the notaire time to complete all legal checks. If you're buying with cash and there are no complications, it can sometimes be faster.
What is the cooling-off period?
After signing the compromis, you have 10 calendar days to withdraw without giving a reason and without losing your deposit. This is a legal right that cannot be waived.
Can I get a mortgage in France as a non-resident?
Yes. Several French banks lend to non-residents, typically up to 70–85% of the purchase price over 15 to 25 years at competitive fixed rates. We can introduce you to specialist mortgage brokers who work with international clients.
Selling Your Property
What diagnostics are required to sell?
French law requires sellers to provide a Dossier de Diagnostics Techniques (DDT) covering energy performance (DPE), asbestos, lead, termites, natural risks, gas and electricity. We coordinate these inspections for you.
How long will it take to sell?
This depends on the property, the price, and market conditions. A well-priced property in a popular resort can sell within weeks. On average, expect 3 to 6 months from listing to completed sale.
Do I pay capital gains tax when selling?
If the property is your primary residence, no. For second homes, capital gains tax applies but reduces over time. After 22 years of ownership, you are fully exempt from income tax on the gain (30 years for social charges).
Living in the Alps
How do I get there?
Geneva Airport is the main gateway, with year-round flights from across Europe and beyond. Transfer times to most resorts range from 1 to 2 hours. Lyon and Chambéry airports are also options for southern resorts.
What about schools?
The French public school system is excellent and free. Several international schools operate in the region, including options in Geneva, Annecy and near Chamonix. Many expat families successfully integrate into the local French schools.